Calculating Risk...

But first a little history...
A little over two years ago I came out to my immediate (and some extended) family as well as all of my good friends. Over a period of months, I gradually came out on my campus. Overall, with very rare exception, I found folks to be extremely accepting and to be happy for me. I found a boyfriend and was in many ways living the life I had long thought was impossible.

After graduation last year, I moved back to the town I grew up in. I currently have my own apartment in that town. The big problem? I'm not out to anyone here except my family. One of the reasons for this is my volunteer work as an EMT. The police/fire/EMS community is like a frat or a football team in many ways. And to be honest, neither frats nor football teams are groups high on my list of those I'd like to have to come out to. Homophobic language is something I face on a daily basis. The word "gay" is the most frequent "insult" used by these groups.

So on to calculating risk...
One of my interests aside from actual emergency response as an EMT is emergency management and planning. I've been finding myself, for better or worse, applying principles from this field to the significantly more personal matter of coming out. One of the interesting topics in planning for disasters is that of probabilistic versus possibilistic planning. Probabilistic planning is planning for those things most statistically likely to occur. Given where I live in the northeast, preparing for thunderstorms, snow events, and hurricanes off the coast makes good sense statistically. Preparing for tornadoes and earthquakes would not. Possibilistic planning involves, to the extent that one is able, preparing in such a way that you can respond to any kind of event and realizing that relying on a handful of specific scenarios is not the safest bet. I personally advocate for using both. It makes good sense to prepare for the events most likely to occur but to have a plan that can be adapted for the things you never could have thought of or wouldn't expect.

So that's enough of that. Applying that to my current situation. I have, and continue to, toy with the idea of coming out here. The probabilistic part of my brain tells me that this will likely be OK. It went well for me at school. Most people I know will react well. The probability is that I will survive and will likely be better off for it in the future. Then the possibilistic part of my brain jumps in and starts coming up with horrible potentialities. My life could become hell as an EMT. People might stop respecting me as a lieutenant. People might verbally harass me. People could physically harass me. I might suddenly stop getting promotions or not be recommended for renewal of my current officer position. All of these things are possibilities.

So I don't know what the answer is. I do have a question for both both my gay and straight readers. Part of what scares me is that a lot of the people I associate with on a regular basis make frequent comments in which they call others gay, or fags, and any other number of things that aren't particularly pleasant for me to listen to. Do people do this out of ignorance or because they actually intend it to be mean to a certain population? I've always hated phrases like, "That's so gay" or "That's retarded." I have a hunch that these things aren't necessarily intended by most folks who use them to be anything more than expressions they've adopted. But still, I'm never quite sure. What do you folks think? If you're someone who has come out, did you have folks around you who would (or continue) to say things like that? What has your experience been?
If you're a straight individual, do you use phrases like that? What do you actually mean by them?